Better Value on Protection Products

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Better value from October 11th from Zurich

We never know the time nor the place

 
Life cover is an essential product to have because you will never know when you might need it.
 
While everthing else seems to be going up, Life Cover in general has come down in price this year. This trend is now continuing with further rate reductions by Zurich Life which came into effect on October 11th.  The new price levels apply to both life and Serious Illness Cover.
 
For example, a male, non smoker aged 40 next birthday would have paid €48.69 per month for €300,000 life cover over a 30 year term.  The new cost is now €45.02 which is a reduction of 7.5%.
 
A female, also non smoker, 25 next birthday could expect to pay €58.73 per month for €200,000 Serious Illness Cover for a term of 35 years. Previously this would have cost €64.45 per month.  This represents a reduction of 8.9%.
 

Serious Illness Enhancements  

Zurich have also introduced more illnesses in their Serious Illness cover and a new partial payment benefit.  This is becase there are different ranges of severity, different incident rates and varying prognoses. Many illnesses which were once perceived as having life changing implications have through medical advances become very treatable.
Zurich will now pay the lesser of €15,000 or 50% of the Serious Illness Sum in place on diagnosis of these illnesses:
 

  • Brain Abscess - drained via Craniotomy
  • Carcinoma in situ - Oseophagus
  • Cartoid Artery Stenosis
  • Cerebral Arteriovenous Malformation
  • Ductal Carcinoma in situ - Breast
  • Loss of one Limb
  • Low level prostate cancer, with gleason score between 2 & 6
  • Severe 3rd degree burns
  • Surgical removal of one eye

 
Don't take our word for it. Try our life cover calculator today to see how much your monthly premium will be.  If you are unsure as to how much life cover you actually need, please contact us and we can offer you guidelines which will help your decision.
 
And remember, as an independent broker,  One Finance will guarantee you the lowest price in the market regardless of the company, so make sure you speak to us before signing up for a more expensive policy elsewhere.