New Income Protection From Aviva

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Aviva have entered the Income Protection market bringing the number of companies offering this as a standalone product to four. This means there is now greater choice than ever before for customers who want to take out an Income Protection Policy.
 
One innovation being introduced is a new short term deferred period of only 4 weeks, which  means that you only have to be out of work that period of time before making a claim on the policy. Previous to this the shortest deferred period was 8 weeks.
 
Shorter deferred periods mean more expensive premiums as but for customers looking for lower costs Aviva also have the existing deferred periods available which are 8, 16, 26 and 52 weeks.
 
Some of the additional benefits of this policy are:
 

• Access to Best Doctors - a leading medical knowledge company which can offer second medical opinions
• A Wider range of occupations covered than ever before
• Rehabiliation and proportionate benefit
• Automatic escalation of benefits and payment - no extra cost

 
The minimum amout of cover €15,000 and you can insure up to 75% of your earnings subject to a maximum of €200,000.
 
Cover is available up until age 55, 60 or 65. Most people's cover ceases at their normal retirement date.
 
Premiums are subject to tax relief at your marginal rate of tax. Premiums paid by companies are subject to tax relief at the corporation tax rate.
 
Download further information concering Aviva Income Protection
 
If you would like a quote on income protection, please contact us on 1890 299 299 or email us at info@onefinance.ie